Nursing HomeInspections

The Pearl of St Charles

Nursing home in St Charles, IL

Medicare & Medicaid certified1★ overall (CMS)

Call (630) 443-4400Send a messageMap ↗

Public-record details

Address
850 Dunham Rd, St Charles, IL 60174
Phone
(630) 443-4400
Listed under
For-profit
Medicare CCN
145980
Overall star rating
1 of 5 ★☆☆☆☆
Health inspection rating
2 of 5
Staffing rating
1 of 5
Quality measures rating
3 of 5
Certified beds
109
Average residents per day
89
Ownership
For-profit, limited Liability company
Legal business name
Pearl of St. Charles, LLC
Chain
Pearl Healthcare (15 facilities)
Certified for
Medicare and Medicaid
First approved by Medicare/Medicaid
Jun 30, 1999
Changed ownership in last 12 months
No
Continuing care retirement community
No
Located inside a hospital
No
Resident or family council
Resident council
Sprinklers in all required areas
Yes

CMS certification number 145980. Source: CMS Nursing Home Provider Information, Health Deficiencies and Penalties (record). Data as of 2026-09-30.

Inspection record

Most recent standard health inspection: Feb 27, 2025. CMS lists 51 health citations for this facility across its last three standard inspection cycles and complaint inspections (Jan 25, 2023 to Jan 29, 2026): 18 from complaint inspections, 5 at the “actual harm” level or higher, including 1 at “immediate jeopardy”.

InspectionCitationSeverity
Jan 29, 2026Provide appropriate foot care.
Quality of Life and Care · complaint inspection
D
Potential for more than minimal harm, isolated
Jan 8, 2026Ensure that residents are free from significant medication errors.
Pharmacy Service · complaint inspection
D
Potential for more than minimal harm, isolated
Feb 27, 2025Honor the resident's right to be treated with respect and dignity and to retain and use personal possessions.
Resident Rights
D
Potential for more than minimal harm, isolated
Feb 27, 2025Provide appropriate care for residents who are continent or incontinent of bowel/bladder, appropriate catheter care, and appropriate care to prevent urinary tract infections.
Quality of Life and Care
D
Potential for more than minimal harm, isolated
Feb 27, 2025Provide for the safe, appropriate administration of IV fluids for a resident when needed.
Quality of Life and Care
D
Potential for more than minimal harm, isolated
Feb 27, 2025Provide safe and appropriate respiratory care for a resident when needed.
Quality of Life and Care
D
Potential for more than minimal harm, isolated
Feb 27, 2025Honor the resident's right to a safe, clean, comfortable and homelike environment, including but not limited to receiving treatment and supports for daily living safely.
Resident Rights
E
Potential for more than minimal harm, pattern
Feb 27, 2025Provide care and assistance to perform activities of daily living for any resident who is unable.
Quality of Life and Care
E
Potential for more than minimal harm, pattern
Feb 27, 2025Ensure each resident receives and the facility provides food that accommodates resident allergies, intolerances, and preferences, as well as appealing options.
Nutrition and Dietary
E
Potential for more than minimal harm, pattern
Feb 27, 2025Ensure therapeutic diets are prescribed by the attending physician and may be delegated to a registered or licensed dietitian, to the extent allowed by State law.
Nutrition and Dietary
E
Potential for more than minimal harm, pattern
Feb 27, 2025Provide and implement an infection prevention and control program.
Infection Control
E
Potential for more than minimal harm, pattern
Feb 27, 2025Develop and implement policies and procedures for flu and pneumonia vaccinations.
Infection Control
E
Potential for more than minimal harm, pattern

Showing the 12 most recent of 51. Full inspection reports are on Medicare Care Compare.

Severity letters follow CMS's scope-and-severity grid: A–C potential for minimal harm, D–F potential for more than minimal harm, G–I actual harm, J–L immediate jeopardy. Most citations are corrected; a citation is what inspectors found on that date. Source: CMS Health Deficiencies file, processed Aug 1, 2026.

Fines and payment denials

CMS records 3 fines totalling $41,294 in the last three years.

Dec 13, 2024Fine: $10,269
Aug 28, 2024Fine: $17,102
Nov 1, 2023Fine: $13,923

Source: CMS Penalties file, processed Aug 1, 2026. Amounts are as CMS reports them and may reflect later reductions or appeals.

Staffing

Total nurse staffing per resident per day
3.33 hours
Registered nurse (RN) time per resident per day
0.73 hours
Nurse aide time per resident per day
1.94 hours
Total nurse staffing on weekends
3.00 hours
Nursing staff turnover (yearly)
59%
RN turnover (yearly)
65%
Administrators who left in the past year
0

From payroll-based staffing data the facility submits to CMS. Hours are per resident per day.

A citation is what inspectors found on one date; most are corrected within weeks. Look for patterns — the same problem cited in several inspections — and for anything at the G–L level (actual harm or immediate jeopardy). The full inspection narrative (Form CMS-2567) is linked from Medicare Care Compare, and your state long-term care ombudsman can tell you about complaints.